ID theft comes in all flavors. If you believe your personal identifier information has been compromised, visit annualcreditreport.com for free credit reports or purchase your credit reports and scores at myfico.com (for each of the three bureaus Equifax, Experian, and TransUnion). Scammers are marketing fraudulent and/or unapproved COVID-19 antibody tests, potentially providing false results. In […]
Problems with Citi or Synchrony bank credit cards? If inaccurate credit reporting is involved, our firm may be able to help. https://www.cnn.com/2020/06/24/business/citi-credit-card-complaints-cfpb/index.html An alarming number of credit card borrowers hurt by the coronavirus recession are complaining that Citibank is treating them unfairly. Citi (C) accounted for nearly 37% of pandemic-related complaints to regulators about credit […]
https://link.medium.com/zCLWzOure6 Our firm represents ID theft victims to address the credit report fallout. He proposed a bold campaign idea that would put him and his own privacy front and center. His subordinates advised against it, saying it was too risky. But Todd does what Todd intends to do.
CARES Act § 4021 provides less than minimal protections regarding credit reporting. From January 31, 2020 until 120 days after the end of the national state of emergency, if a creditor has made an accommodation (such as a forbearance or workout) for a consumer pursuant to the state of emergency, the creditor shall report that […]
Free credit reports usually come once a year. Hence the website name www.annualcreditreport.com Good news — consumers can now obtain their credit reports from Equifax, Experian, and TransUnion on a weekly basis from annualcreditreport.com. This is the free site authorized by the federal Fair Credit Reporting Act.
Dealing with debt collectors? Check out this video series from the National Association of Consumer Advocates.https://www.youtube.com/watch?v=Sjevsb7VpzI&list=PLBm_Gvx330sFxCE8wFLL4IhB1losCz6m_. As always, contact our firm directly with any credit reporting issues at nyconsumerlaw.com
https://www.youtube.com/watch?v=PHe0bXAIuk0 “The important part of the economy is credit.” So explains Ray Dalio in this informative video “How The Economic Machine Works.” Are your credit reports accurate? Don’t wait until you need more credit to find out. Consumers can obtain their credit reports for free at annualcreditreport.com. Consumers have powerful rights under the federal Fair Credit […]
https://library.nclc.org/major-consumer-protections-announced-response-covid-19 This article, which will be updated as developments warrant, lists actions Congress, governors, federal and state agencies, and businesses are taking to protect consumers in light of the COVID-19 epidemic. These actions include suspensions on foreclosures, evictions, and terminations of telecommunications and utility service, elimination of interest and forbearance on student loan payments, limits […]
https://www.consumer.ftc.gov/blog/2020/04/want-get-your-coronavirus-relief-check-scammers-do-too?utm_source=govdelivery For now, here are some things to know. You don’t need to do anything. As long as you filed taxes for 2018 and/or 2019, the federal government likely has the information it needs to send you your money. If you haven’t filed taxes recently, you’ll need to submit a simple tax return to get […]
Fair Credit Reporting CARES Act § 4021 provides less than minimal protections regarding credit reporting. From January 31, 2020 until 120 days after the end of the national state of emergency, if a creditor has made an accommodation (such as a forbearance or workout) for a consumer pursuant to the state of emergency, the […]