A 2017 survey of more than 100,000 renters by the National Multifamily Housing Council, a landlord group, showed 3% of those surveyed paid rent with credit cards and 16% said they would do so if their landlords agreed. “As rents have gone up, we get more and more emails and phone calls where people would […]
Do your credit reports include unfamiliar accounts or information? Learn more here: https://creditreportlawgroup.com/lawyer/Identity-Theft_cp16179.htm Wolters Kluwer provides software and services to all of the top 100 accounting firms in the U.S., 90% of top global banks and 93% of Fortune 500 companies, according to its web site. Many of its tax and accounting services, as well […]
The new rules would bar collectors from making more than seven attempts a week to reach a debtor by phone. Once they make contact, collectors would have to wait a week before calling again. The new rules also grant debt collectors a concession they have long wanted: allowing the use of email and text messages […]
Identity theft protection isn’t just for adults anymore. As stories of data breaches and identity theft have become part of the daily news cycle, a recent law enacted by Congress provides increased protection to minors from such attacks. Under Pub. L. 115-175, better known as the Economic Growth, Regulatory Relief, and Consumer Protection Act (the […]
A vast collection of data on Facebook users was exposed to the public until recently on Amazon’s cloud computing servers, researchers have found. UpGuard, a cybersecurity firm, said Wednesday that there were more than 540 million records including comments, likes, reactions and account names exposed to the public. The number of users whose data was included is […]
While Wells Fargo took steps to fix itself, including replacing senior executives and eliminating its controversial sales goals, new problems continued to emerge. Beyond the fake-accounts scandal, Wells Fargo has admitted to charging thousands of borrowers for auto insurance they didn’t need and hundreds of homebuyers mortgage fees they didn’t deserve. Last year, Wells Fargo said about 545 homeowners lost their […]
If you have accounts on your credit reports that you do not recognize, learn more at nyconsumerlaw.com Visit annualcreditreport.com for free credit reports or purchase them directly from each bureaus website (Equifax.com , Experian.com , TransUnion.com , Innovis.com ) https://www.nbcnews.com/nightly-news/video/new-federal-law-allows-consumers-to-freeze-credit-1326400067651
A December 2018 report from the House of Representatives’ Oversight and Government Reform Committee Republicans blasted the company for its poor security practices, and the new U.S. Senate report does that once again, while also providing some more details on Equifax’ failures regarding the incident. According to the report (PDF), Equifax was aware of security weaknesses in […]
The report also criticizes Equifax for not properly saving records of internal conversations about the breach. Employees used an internal chat service called Microsoft Lync, which was set to not preserve conversations. Although this is a typical data retention practice, companies often adopt different standards surrounding events that may lead to legal action, specifically enacting a “legal […]
There are two primary credit scoring models that lenders use to determine your risk. They are: FICO® Score VantageScore Even though each model uses the same credit reports, they weigh the information differently. This means that some consumers may see a significant difference between their two scores. The score that is used will depend on the […]