Have you ever been denied a bank or credit union loan, had an apartment application denied, or stood red-faced and sweating as the supermarket cashier says your debit card has been declined? If so, you know that financial and credit-related issues can be embarrassing and anxiety-inducing. But did you realize that you could be compensated […]
Category Archives: Mixed Case File
Your credit score wields a lot of influence over your life. It can be the make-or-break determinate when buying a car, securing a mortgage, or accessing a line of credit for a new business venture. We’d like to think the logic behind our score is pretty bulletproof, but that may not be the case. In […]
Risk Factors for Mixed Files—Names and Neighborhoods One of the major types of credit report errors is a mixed file, which occurs when the credit reporting agencies combine information from multiple individuals. This error often occurs when individuals share similar names, social security numbers, addresses, birth dates, or other demographic details. The credit reporting agencies […]
Twinning equals winning, at least much of the time. Ask a twin whether they enjoy being irrevocably linked to an identical or very similar sibling, and you’ll probably hear some crazy twin stories about fooling friends, tricking teachers, and having a built-in best friend. But there are some occasions when being a twin is a […]
Can you imagine knowing that you’re dying of multiple cancers, trying to make sure your spouse of 50 years could cover burial costs, and attempting to renovate your home, and then being denied your HELOC application? That’s what happened to James Rennick. He was told that there was a problem with his credit report. It […]