What Do Consumer Reports Cover? More than Just “Credit Reports”

Magnifying Glass and a Clipboard

What Do Credit Reports Cover? A great deal of consumer credit and evaluative information is contained in “consumer reports.”  These reports — including but not limited to credit reports — are covered by the federal Fair Credit Reporting Act (FCRA) as well as by the New York Fair Credit Reporting Act.  Both FCRA statutes give […]

Who’s responsible when a loved one passes away with outstanding debt?

Credit Report Law Group  Who’s responsible when a loved one passes away with outstanding debt? Read more here: https://lnkd.in/bTRt4iV The firm represents consumers in debt collection and debt harassment cases.  Read more at http://creditreportlawgroup.com/lawyer/Debt–Harassment–Debt-Defense_cp16182.htm

Returning an Auto Lease: The Right Way

Auto Lease Attorney New York

It’s been one, two, three, or even four or more years since you’ve leased your vehicle. You’ve treated the car well, you’ve never had any accidents, and minus any normal wear and tear on the vehicle, your car is in great condition. Now, however, your lease is over, and it’s time to return the vehicle […]

Disputing Credit Report Errors: An Overview

Erasing Credit Report Errors

Most people know that maintaining their credit score in good standing is crucial to their financial health.  After all, their credit score can have a significant impact on key aspects of their financial life. Credit scores can affect a person’s ability to buy a home, car, insurance, and may even affect their ability to obtain […]

CFPB Finds Credit Report Errors Still a Problem

What can I do about errors in my credit report? The Consumer Finance Protection Bureau recently released a study that revealed credit report errors continue to be a serious problem for consumers. The overarching issue is that these errors can adversely affect a consumer’s ability to qualify for credit, especially a mortgage loan. In […]

NYC Tenant Blacklists: The FCRA and Tenant Background Reports

Read today’s article about how errors by tenant screening companies can interfere with renting an apartment in New York City and beyond.  http://www.nytimes.com/2016/08/17/nyregion/new-york-housing-tenant-blacklist.html?_r=0  The Credit Report Law Group represents rental applicants with background check errors.  For more information, visit http://creditreportlawgroup.com/lawyer/Background-Check-Errors_cp16178.htm

The Perils of Identity Theft

How can I protect myself from identity theft? Identity theft is a growing problem that is costing American consumers billions of dollars every year according to the Justice Department’s Bureau of Justice Statistics. In fact, it has been reported that the Federal Trade Commission (FTC) reported over 490,000 identity fraud complaints in the last year […]