https://www.cnbc.com/2018/12/21/2-simple-ways-to-increase-your-credit-score-in-2019.html When it comes to paying off your mortgage, NerdWallet found that an excellent score will save you more than $10,000 in interest over 30 years, compared to a score of 680. Do your credit reports contain inaccurate derogatory information? Visit annualcreditreport.com for free credit reports.
As part of the Fair Credit Reporting Act (FCRA), the credit reporting agencies are allowed to supply lists of consumers to potential creditors. Creditors can filter these lists to target their preferred audience for pre-approval offers. The FRCA allows you to opt-out of those lists, choking off the main source of credit card offers. To […]
Google says over 54 million Google+ members had some of their data stolen in November. https://www.wpsdlocal6.com/2018/12/11/what-you-need-to-know-about-the-google-data-breach/
Lack of credit and the growing exclusions from society. https://www.nytimes.com/2018/12/06/nyregion/how-the-cashless-economy-shuts-out-the-poor.html
As investigators work to assess who hacked Marriott International Inc. and the extent of the damage, one place they are hunting is the shadowy digital bazaars where thieves and spies trade stolen personal data. https://www.wsj.com/articles/what-happens-to-your-data-after-a-hack-1544367600
Business as usual or a new direction? https://www.consumerreports.org/government-law-regulation/what-to-expect-from-the-new-head-of-the-consumer-financial-protection-bureau/
Answer: A single credit inquiry from a lender will have little impact on your credit score. Credit scoring models also take into account when a consumer is shopping for the best rate on a student loan, auto loan, or mortgage and do not penalize them for this comparison shopping. For these types of loans, scoring […]
How is Wells Fargo still in business? Must see video: https://www.cbsnews.com/video/wells-fargo-blames-calculation-error-after-hundreds-lose-homes-to-foreclosure/?fbclid=IwAR3ynYuo6vcnCngB27TQhor5pEfawqh4Q7h4MSlh3uManm5RFPyoiT1GblA
https://www.wsj.com/articles/data-breach-at-question-and-answer-site-quora-affects-100-million-1543896110?mod=hp_lista_pos2 The question-and-answer website Quora Inc. said Monday that hackers had broken into its network and gained access to data belonging to 100 million users. Quora detected the hack on Friday and is still investigating the incident. The company said that the hackers gained access to users’ names, email addresses and direct messages. […]
Marriott said it determined on Nov. 19 that the information was from its Starwood database. “The company has not finished identifying duplicate information in the database, but believes it contains information on up to approximately 500 million guests who made a reservation at a Starwood property,” the company said in a statement. For about […]