https://markets.businessinsider.com/news/stocks/how-to-check-your-credit-score-free-1028246386 A handy reference for a variety of options to check your “score” — or at least an approximation. A variety of scoring models exist, often depending upon the credit product. For more information, visit: http://https//creditreportlawgroup.com/lawyer/What-data-is-being-reported-about-me-_cp19192.htm
CBS MoneyWatch contacted me for their story about employment background checks and the widespread violations of consumers’ rights under the Fair Credit Reporting Act. That federal statute entitles consumers to accuracy — not just with credit reports — but also for employment and housing background checks. Background check companies sometimes rely on partial information, like […]
The credit bureaus should be included. http://fortune.com/2019/06/24/facebook-google-data-privacy-dashboard-act/ The Designing Accounting Safeguards to Help Broaden Oversight And Regulations on Data (DASHBOARD) Act, which was introduced on Monday, takes aim at companies that have more than 100 million monthly active users. The bill would pull back at least part of the curtain on the data collection practices […]
The Federal Communications Commission voted on Thursday to give wireless carriers like Verizon the green light to block unwanted robocalls automatically for all customers. The move could curb a torrent of phone-based scams and unwelcome interruptions that have afflicted millions of consumers, said the FCC. https://www.cnn.com/2019/06/06/tech/robocalls-blocking-fcc/index.html
The story of Home Depot is a tale of greed, grift, and civil procedure. It centers on a scheme that involved three companies: Home Depot, Citibank, and Carolina Water Systems Inc. Here’s how it allegedly worked. Representatives from Home Depot or CWS called homeowners and claimed that “contaminants” were found in nearby tap water. They urged homeowners […]
Nearly 12 million U.S. residents may have had their credit cards, Social Security numbers compromised, thanks to a data breach at a medical blll-collection agency. It’s likely that names, addresses and dates of birth were also part of the breach. https://www.tomsguide.com/us/amca-data-breach,news-30238.html
Senate Bill 1581, introduced by Sen. Jeff Merkley [D-Ore.] and co-sponsored by Sen. Richard Blumenthal [D-Conn.], Sen. Elizabeth Warren [D-Mass.], Sen. Bob Menendez [D-N.J.], and Sen. Dick Durbin [D-Ill.], would amend the Fair Credit Reporting Act by delaying reporting of an individual’s medical debt to credit reporting agencies for one year. It would also require the […]
Big data gets visual. https://www.crainsnewyork.com/politics/ny-bill-would-bar-facial-recognition-programs-landlords New legislation introduced in New York state would ban the use of facial recognition software by landlords in residential buildings. The bill, announced Thursday, comes after officials in San Francisco voted to prohibit police and other city agencies from using facial recognition systems.
https://www.bankrate.com/personal-finance/credit/credit-report-mistakes-errors/ The Federal Trade Commission conducted a study which found that one in five consumers discovered mistakes on at least one of their credit reports that might impact their credit scores. However, many (perhaps most) of the errors on credit reports aren’t actually caused by the credit bureaus themselves. Rather, data furnishers like banks, creditors and collection […]
A clear statement that there is a price to pay when greed so terribly blinds corporate “persons” that they irreparably harm real people. https://www.cnn.com/2019/05/13/health/monsanto-roundup-cancer-verdict-bn/index.html “This is going to continue until Monsanto and now Bayer takes responsibility for its product,” Wisner said. “This is not the end of this litigation,” he said. “This is the […]