Average FICO score hits record high—here’s the average credit score in every state


Key Findings

  • The average FICO score in the U.S. hit a record high of 703 in 2019

  • Minnesota residents have the highest average credit score for the eighth consecutive year at 731

  • Mississippi residents have the lowest average credit score at 667

  • 59% of Americans have a FICO score of 700 or higher — the biggest percentage ever seen at that level