Held by Maryland’s Highest Court:
Midland Funding waived its right to arbitration when it sued Mr. Cain in small claims court. Because Midland was unlicensed when they sued him, the judgment against him and all other class members is VOID. Following up on their $38 million unjust enrichment verdict in Finch v. LNVN (for the identical legal theory).
http://www.mdcourts.gov/opinio