Credit Report Error Attorney Westchester County, NY

How to Check Your Credit Report for Free

Three credit bureaus are required by law to give a free credit report annually by request. 

Consumers can give any kind of inaccurate information by obtaining a free report. To do this, go to annual credit report.com established by the Free Credit Reporting Act.  You can also go to Credit Sesame (creditsesame.com) and Credit Karma (creditkarma.com). 

Assistance can also be provided by the Federal Trade Commission by showing how consumers can dispute the information contained in their credit report. 

Helping you to file a proper dispute of any credit report errors is our specialty. If a legitimate dispute is not resolved the right way, you may be entitled to sue the creditors and bureaus for both a corrected report and compensation.

Grave Consequences of Errors in Credit Reports

Attorneys can help you restore accuracy to your credit report. They can also help you with obtaining compensation. Inaccuracies in your report can affect your livelihood by preventing you from accessing credit for critical purchases such obtaining a mortgage to purchase a home or financing for an automobile. Errors in credit reports are common, but consumers are still not aware that the law empowers them to have the inaccurate information corrected. In many circumstances, this entitles them to compensation.

We Can Help You Correct Credit Report Errors and Obtain Compensation

Consumers are entitled to sue for compensation and a revised credit report if the information is not corrected after a dispute.

Monetary Damages

  • Compensation 

If the report is not corrected after a dispute, consumers can sue for a corrected report, as well as achieving compensation. This includes damages for financial harm and emotional suffering.

  • Punitive Damages 

This is awarded to consumers who are victimized by intentional wrongdoing. An award of punitive damages by a jury may substantially increase the monetary award.

  • Attorneys Fees

If you’ve been harmed by credit report errors, the law empowers you to recover damages, and be awarded reasonable attorney fees.